1. Location and community: commute, schools, taxes, HOA obligations, future development, amenities, and nearby alternatives.
2. Home and lot: base price, lot premium, structural options, included finishes, upgrades, design-center allowances, completion stage, and inspection access.
3. Inventory and timing: build timeline, quick move-in availability, construction milestones, delays, rate-lock exposure, contract deadlines, and closing requirements.
4. Financing and incentives: rate, APR, points, lender fees, closing-cost credits, rate buydowns, flex cash, eligibility, and the cost of using a preferred lender.
5. Protection and ownership: builder contract terms, earnest money, termination rights, inspections, warranty coverage, HOA rules, taxes, insurance, and total monthly payment.
Ana represents the buyer—not any builder—and helps compare the written numbers and tradeoffs before a buyer registers, tours, or signs. Builder pricing, inventory, incentives, financing programs, and availability can change and must be verified.